Welcome to The Logical Investor, where we unravel the complexities of finance and investing with a logical approach. From insightful superannuation strategies to in-depth analyses of ETF investments, we cover a spectrum of topics to empower you on your financial journey. Explore expert advice and practical insights that extend beyond specific niches, guiding you through the broader landscape of general finance and intelligent investing.

The Logical Investor
IOO vs NDQ

IOO vs NDQ: Which Has The Best 100 Performing Shares?

The global and US markets have witnessed remarkable performances in the wake of the COVID-19 pandemic, with notable returns over the past year. The S&P 500 boasts a 1-year total return of 28.88%, while the NASDAQ 100 Index surged by 55.13%, and the S&P Global 100 recorded an impressive 31.95% return [1][2][3]. In this article,…

IVV vs VTS: Unveiling the Best ETF for Your Portfolio

IVV vs VTS: Unveiling the Best ETF for Your Portfolio

Considerable attention is given to investing in the US stock market, which has seen a total return annualized growth rate nearly double that of the Australian ASX over the last decade. It’s therefore no surprise that investing in the US has continued to capture attention. The S&P 500 has delivered a 10-year annualized return of…

How To Buy Investment Property with Equity

How To Buy Investment Property with Equity

Purchasing an investment property with equity is a very common strategy amongst investors. Equity is the difference between the value of the property vs the outstanding loan amount. An investor leverages the difference between these two values to purchase an investment, using this as their deposit. How to use Equity to buy investment property Equity…

How To Calculate Rental Yield

How To Calculate Rental Yield

Understanding rental yield is crucial when evaluating investments. There are two methods to calculate rental yield: Gross rental yield and Net rental yield. Learning how to calculate rental yield informs you about the potential profitability of an investment. Similar to your salary, which consists of gross pay and net pay, a property’s gross rental yield…

What Happens If I Have More Money in My Offset Account Than Loan

What Happens If I Have More Money in My Offset Account Than Loan

Offset accounts are great financial tools that can significantly reduce the interest you pay on your home loan. These accounts are designed to help homeowners save money by using their savings to offset the balance of their mortgage. But what if you have more money in your offset account than the remaining balance of your…

Barefoot Investor's Emergency Fund Strategy

Barefoot Investor’s Emergency Fund Strategy

Scott Pape, popularly known as The Barefoot Investor, has devised an Emergency Fund Strategy, which stands as a fundamental element of his financial philosophy. This strategy offers a clear and practical approach to ready oneself for unexpected financial challenges. The strategy centers on the “Mojo” account, an integral part of a three-bucket system. This article…

Is Salary Packaging Worth It? Understand The Benefits

Is Salary Packaging Worth It? Understand The Benefits

If you work for a not-for-profit organization, chances are you are aware of salary packaging. Salary packaging is your way of maximizing your take-home income and paying less tax in the process. In this article, I will explain why I believe salary packaging is worth it. What is Salary Packaging? Salary Packaging greatly increases your…